Vehicle Service Contract

Whether it’s a brand-new vehicle off the dealership lot or a previously-owned car from a used car dealer, purchasing a new-to-you vehicle can be both exciting and stressful.  It is exciting because you now have that new car, truck, or SUV to enjoy, but it’s also stressful because now you have to decide the best vehicle service contract to choose.  You have just made a major purchase and you are going to want to take care of it.  A vehicle service contract can help you do that.  The challenge? How do you decide which vehicle service contract to choose?

 

MemberFirst makes it an easy decision for our members to make.  MemberFirst provides our members with the industry’s most innovative, secure and comprehensive vehicle service contract program available today – period!  The MemberFirst vehicle service contract program provides only true “Exclusionary” level coverage. This is the industry’s most extensive coverage and covers the cost of repairs on all manufacturer installed mechanical and electrical parts, but that’s just the beginning!

 

UNPARALLELED FLEXIBILITY

MemberFirst offers the flexibility to choose the coverage term, number of miles, and deductible to fit the way you drive. There is a 1 month and 1,000 mile waiting period before any claims will be paid.  This feature allows you or a family member to purchase a vehicle service contract outside the date of sale of the vehicle.  Coverage is available for vehicles that are 10 model years old with up to 125,000 miles at time of sale. Members can choose terms from 3 to 120 months and from 3,000 to 150,000 miles depending on the mileage on the vehicle at time of purchase. Plan term and mileage chosen is added to the odometer reading at the time of sale. There are deductible choices of $0, $100 or $200.  MemberFirst makes it easy for you to pick the right coverage. Never too much. Never not enough. Always just right.

 

UNPARALLELED PROTECTION

You want to know that your vehicle service contract will be there when you need it.  The MemberFirst program is backed “Dollar One” by a solid “A” rated insurance carrier.  MemberFirst does not use Risk Retention, Reinsurance or Stop Loss options.  To provide you with the highest level of protection available, all MemberFirst vehicle service contracts are fully backed from the “First Dollar”.  Only five percent of all vehicle service contracts are insured this way due to the increased costs involved. No vehicle service contract program insured this way has ever left a policy holder without a valid contract.

 

UNPARALLELED ADMINISTRATION SERVICES

After insurance, the most important piece of any vehicle service contract program is the administrator. The administrator is the face of any program.  Your satisfaction with any product is largely dependent on how you are treated by the administrator.  The administrator backing the MemberFirst vehicle service contract program is one of the nation’s most reliable and experienced claims adjudicators with some of the best customer service records in the industry.

 

UNPARALLELED COVERAGE

MemberFirst provides you with only true “Exclusionary” style coverage.  It is the industry’s most extensive coverage and covers the cost of repairs on all manufacturer-installed mechanical and electrical parts.  MemberFirst takes it a step further by covering items that other “Exclusionary” programs do not  such as: struts, shock absorbers, coil and leaf springs, PCV valves, PVC system, thermostat housing, battery cable, fuses, distributor cap and rotor, OEM hands free voice activated accessories, back up camera and sensors, video display screen, blind spot sensors, OEM Wi-Fi, Bluetooth integrated router, wireless charger, USB ports, emission sensors, vapor and emission canisters, exhaust systems (including smog pump, muffler and pipes), fuel, vapor vent valves, solenoids and sensors, diesel exhaust fluid injection systems, vacuum canister/reservoir, vapor canister, air pump/lines/valves, vapor return lines/valves, and gas cap/filler neck, Tire pressure sensors, safety restraint systems (including air bags), seat belts, HID and exterior LED light assemblies, and speakers to mention just a few.

 

Coverage is also provided for “Subsequent Damage” on non-covered parts if damaged by the failure of a covered part.  Repairs for the purpose of correcting engine compression, correcting oil consumption, valve grinding, valve guides, stuck valves, or stuck rings are also covered.  Coverage is also available for hybrid electric vehicle battery packs, lifted vehicles, vehicles with snow plows, as well as commercial use vehicles including vehicles used for ridesharing services such as Uber, Lyft, etc.

 

UNPARALLELED BENEFITS

MemberFirst provides a suite of benefits not found with other programs.  To start with you have a 30-day 100% money back review period.  Additional benefits are also included such as sign & drive roadside assistance benefits with no dollar cap, available even if a failure has not occurred.  A 50-mile towing benefit is available even if failure has not occurred.  A $50 per day rental benefit based on claim amount, not labor hours. A $200 per day trip interruption benefit just to name a few.

 

UNPARALLELED FEATURES

To provide you with even more value, we incorporate the exclusive MemberFirst Personal Assistant Program and MemberFirst Value Protection package with every MemberFirst vehicle service contract.

 

The Personal Assistant Program provides you with your very own live Personal Assistant 24 hours a day, seven days a week, 365 days a year, that you can contact from anywhere in the world, ask any question, or to perform mostly any task.  You receive this benefit for the life of your vehicle service contract. These benefits, if retailed alone, would be valued at well over $250 per year.

 

The Value Protection package incorporates many of the most sought-after automotive aftermarket products available today such as Auto deductible reimbursement, Anti-Theft protection, Exterior paint protection, Interior surface protection, Key/remote replacement, Paintless dent repair, and Identity theft restoration benefits.  You receive these benefits for three full years.  These benefits, if retailed alone, would be valued at well over $1,200.

 

UNPARALLELED PRICE POINTS

Because MemberFirst pricing is based on a specific year, make, model, mileage, term and deductible, you will find that MemberFirst Vehicle Service Contract offers you unparalleled coverage and benefits at a price point hard to beat.

 

The MemberFirst vehicle service contract program provides more coverage, protection and value than any other program available! Compare the MemberFirst vehicle service contract program with any other that you are currently using or may be considering, and we know you will find they come up short!

 

*Please refer to a vehicle service contract for a complete listing of coverages as well as terms and conditions

SPEAK WITH YOUR LOAN OFFICER TODAY!

WE WILL DO WHAT WE CAN TO ASSIST YOU